Is OTP considered as a secure 3D transaction or is the input of card number, expiry date and cvv number considered as 3D secure? - Quora
Is OTP considered as a secure 3D transaction or is the input of card number, expiry date and cvv number considered as 3D secure? - Quora
![Bypass 3D payer-authentication OTP when using sale transaction with payment_token Cybersource - Stack Overflow Bypass 3D payer-authentication OTP when using sale transaction with payment_token Cybersource - Stack Overflow](https://i.stack.imgur.com/VfvDw.png)